Vidyarthi Mediclaim for students

Interested

A secret medical policy specially designed to provide health and medical benifits to students. We desgined the plan with National Insurance Company.

So what do you get in this Plan ?

This policy is for students aged between 3-25 yrs.

Any registered educational institution affiliated to any state board, Council, University AICTE,UGC or any other Govt. Statutory Authority, within territory of India may take this policy.

Educational Institutions may also take a group policy covering named students enrolled with them.

Parents/guardians of individual students may also take this policy.

It also provides for continuation of insured students education in case of death or permanent total disablement of the guardian due to accident.

Sum insured under this policy shall be progressively increased by 5 % in respect of each claim free year of insurance subject to maximum accumulation of 10 claim free years of insurance

Interested

Premium Chart
Hospitalization expenses of the student	Rs.50000	Rs.75000	Rs.100000	Rs.125000	Rs.150000	Rs.175000	Rs.200000
Personal Accident of the guardians/parents	Rs.100000	Rs.150000	Rs.200000	Rs.250000	Rs.300000	Rs.350000	Rs.400000
Personal Accident of the student	Rs.50000	Rs.50000	Rs.50000	Rs.50000	Rs.50000	Rs.50000	Rs.50000
Premium for 1 Year	Rs.642	Rs.924	Rs.1225	Rs.1505	Rs.1787	Rs.2041	Rs.2299

Benefits/Coverages	Vidyarthi- mediclaim for students
Hospitalization Expenses	Upto Sum insured
Nursing Expenses	Covered
ICU Expenses	Covered
Day care Treatment	Covered
Domiciliary hospitalization	yes
Pre Hospitalization	Medical expenses incurred 30 days prior to hospitalization
Post hospitalization	Medical expenses incurred upto 60 days after hospitalization
Pre-existing disease coverage	After 3 continuous claim free years
Cashless facility	yes
Cumulative bonus	5% increase in SI per claim free year
Income-Tax benefit	(guardians are eligible to deduction under section 80D of IT)